Investment plan


The SFS Fixed Income Fund is a mutual fund that offers a flexible savings and financial planning solution. It is carefully designed to help you achieve your investment goals. Whether you're aiming for short-term gains or long-term stability, we've got you covered with a range of flexible options tailored to your needs


  • The distribution frequency is quarterly, and it is an open-ended fund.
  • 7 days minimum holding period..
  • The minimum investment amount is N5,000.00
  • The risk profile for the fund is “Conservative.”

No pretermination charge or fee on withdrawals

Why choose the SFS Fixed Income Fund?

  • The distribution frequency is quarterly, and it is an open-ended fund.
  • Customizable risk management strategies tailored to your preferences.
  • Opportunities for reinvestment.
  • The risk profile for the fund is “Conservative.
  • Fund is rated “AA” by Data Pro.

Led by a dedicated team committed to excellence and corporate governance, we're here to empower you on your financial journey. Our mission is simple: provide flexible solutions that deliver exceptional results while maintaining a balance between profitability and environmental responsibility

How to invest

Embark on your investment journey effortlessly by registering for free on or by downloading our user-friendly mobile app available on both Android and iOS platforms. Once registered, simply initiate your investment using your preferred payment method—be it card or bank transfer. For added convenience, our virtual account feature streamlines the investment process, ensuring a seamless experience. Note: After successful payment, it takes T+1 days for payments to reflect in the user’s investment balance although interest is calculated from the day payment was made.

Explore our diverse investment plans tailored to suit your financial goals and preferences.

Investment plan

Individual Account:

Our individual account is designed for single account holders and serves as the starting point for exploring our investment plans. You can invest through the following options:

i) One-time deposit: This can be done using your ATM card, your virtual account or bank transfer

  • Virtual Account: Enjoy the easiest subscription method. After verifying your BVN, you can generate a dedicated Virtual Account linked to your investment account. Simply transfer funds to this Virtual Account Number, and your investment account on will be credited instantly.
  • Bank Transfer: You can make payments directly to our bank account using the provided code, and your investment account will be updated accordingly.

ii) Auto-Invest: Set up recurring payments with your ATM card, choosing daily, weekly, or monthly intervals that you can adjust or cancel anytime.

Kiddies Account:

Our kiddies accounts are specially crafted for children. With this feature, individuals can set up multiple kiddies' accounts under their own account to invest for the future of their kids.